HCC Life is a great insurance company. They specialize in short term medical insurance plans internationally for world travelers and missionaries. When they decided to start offering plans domestically in the united states for coverage in the US, they quickly became a competitive product. The company has such a large backing that they are able to offer great benefits at a low cost. They offer a $50 copayment if you need to go to an Urgent Care Facility. This is one of the only short term health insurance plans with this benefit. Just like other temporary medical insurance plans, HCC Life Short Term Medical plans cover any new illness or injury subject to a deductible and coinsurance. It does not cover pre-existing conditions or prescription drugs. If you need coverage for trips or catastrophic events, you can save a lot of money by getting basic coverage with HCC Life. These plans are available for as short as one month and as long as 11 months. You can always re-apply.

The application process consists of a short survey of your health history. Once you answer a few questions the coverage is instant issue. If you answer that you do not have the illnesses on the survey then you automatically qualify. You do not need to get an additional physical or submit medical history. This allows the application process to take less time. What once took weeks or even months to complete can be done online in just a few minutes. Compare plans and prices online. Your insurance cards are emailed to you instantly upon completion of the survey. If you have any questions, please call and we will be glad to help you. HCC Life has great customer service. If you ever need anything or have a concern, they have been the best at helping. Coverage can start as early as midnight of the day you apply. It is great for people who need coverage for major medical expenses immediately but want to save money each month on the premium. You can re-apply after the policy ends. As long as you have not had any claims and can continue to answer the survey questions, you can get a new policy. Get covered today for peace of mind.

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