Assurant Health

Assurant health has been offering short term health insurance plans for decades. They essentially invented the product to meet the needs of people who did not need an insurance plan for an extended period of time. They simplified the application process. Instead of taking weeks up to several months to gain the coverage, their short term medical insurance plans could meet the needs of their clients with just a few short questions.

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Smart STM/Markel

Smart Short Term Medical has a very simplified process for applying for temporary health insurance plans. They have a great comparison tool so that you can see the differences in prices for different plans in an easy to understand format. Their policies cover individuals and families for any new injury or illness. Pre-existing conditions and prescription drugs are not covered. They have some of the best rates of any plans. Their customer service has always been great.

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HCC Life STM

HCC Life is a great insurance company. They specialize in short term medical insurance plans internationally for world travelers and missionaries. When they decided to start offering plans domestically in the united states for coverage in the US, they quickly became a competitive product. The company has such a large backing that they are able to offer great benefits at a low cost. They offer a $50 copayment if you need to go to an Urgent Care Facility.

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